HIT: Cash for crash plaguing UK
The Institute of Advanced Motorists’ Training Manager, Simon Elstow, is advising drivers on how to avoid flash for cash scams.
Flash for cash scams are most common when someone deliberately flashes a motorist; duping them into thinking they are giving way.
However, they then drive into the side of the victim’s vehicle.
This makes it very difficult for the other driver to prove that they were given way, allowing the other party to make an exaggerated insurance claim.
Mr Elstow’s advice on avoiding flash for cash scams is:
– Always look ahead and anticipate hazards, so you aren’t ‘cornered’ into a crash you can’t avoid.
– If someone flashes you to invite you out of a junction, thank them but don’t go – wait until the road is clear for you to progress.
If you are involved in a suspected flash for cash scam, remember:
– If you’re suspicious, don’t ask them directly about it at the scene but keep careful notes.
– Try to take photos of the damage to all vehicles, discreetly if possible.
– Get a description of the driver and count the number of people in the other vehicle. Take photos, discreetly if possible, of all the people in the vehicle.
– If you need the emergency services, call 999, and if you are suspicious about the incident, tell the police when you ring.
– Stay calm. You’ll need to swap details with other drivers whatever happens.
Mr Elstow said: “Flash for cash scams are costing millions of pounds through our insurance premiums, and some are so reckless that they risk lives.
“Collisions are stressful and emotionally draining, but it’s important to be prepared in case you are involved in one.
“Make sure you drive carefully to minimise your chances of having to deal with a collision.”