Cubic³, a global leader in software-defined vehicle (SDV) solutions, today launches FleetWallet³, its AI-enabled in-vehicle payments platform designed to transform how commercial fleets, car-share companies and automotive OEMs manage fleet fuel and mobility payments.
FleetWallet³ is an AI in-vehicle payments solution that initially eliminates the need for physical fuel cards, prevents fraud and delivers seamless and compliant automation. By combining data intelligence with secure payments, it sets a new standard for AI connected and efficient fleet management and operations, all without additional hardware.
As part of its rollout, firstly across Europe, Cubic³ has partnered with GoCar, a leading car-sharing service, which will showcase FleetWallet³’s potential to support mobility providers, leasing companies and corporate fleets alike.
Paul Foley, Commercial Director of FleetWallet³, said: “Fraud and card misuse remain some of the most persistent pain points for fleets and car-share providers. By integrating telematics with secure payments, our platform protects against both internal misuse and external compromise, delivering over 10% savings on fuel costs while dramatically reducing administrative overhead.”
Joe Quirke, Head of GoCar Ireland, commented: “Our partnership with FleetWallet³ aligns perfectly with GoCar’s commitment to smarter, more sustainable mobility. As an early adopter of this solution, we’re excited to demonstrate how secure, automated and increasingly intelligent payments can reduce risk and improve efficiency across shared mobility and fleet operations.”
The Platform Addresses Five Key Challenges:
- Intelligent, Adaptive Fraud Prevention – Real-time telematics and data analytics help fleets prevent theft and misuse, unlocking over 10% in fuel savings while minimising manual reconciliation.
- Seamless, Secure and Automated Payments – Fully integrated, PSD2-compliant fleet payments enable hands-free management across Europe’s strictest financial and tax regulations.
- Real-Time Insights for Smarter Fleet Management – Transparent, data-driven reporting provides instant visibility into fleet performance and fuel consumption.
- Centralised, GDPR-Compliant Control – A single platform to manage vendors and services securely, simplifying operations across Europe’s diverse fuel and mobility networks.
- AI-Enabled Fleet Intelligence – FleetWallet³ will leverage AI to evolve with every transaction, learning from vehicle data to predict needs, optimise costs, and enable intelligent connected services.
The Future of AI-Powered Fleet Intelligence
Looking ahead to 2026, Cubic³ is advancing FleetWallet³ with AI-powered fraud detection, Smart Transaction Intelligence, and predictive analytics. A new conversational assistant will let managers “talk to their data,” detect anomalies, and act instantly – building intelligence that helps forecast costs, cut emissions and drive real-time sustainability.
AI Partnerships and Software-Defined Vehicle Integration
As part of its ongoing AI roadmap, Cubic³ is exploring new data-exchange partnerships with fleet-management providers and automotive OEMs to unlock the next wave of intelligence – from predictive maintenance and driver-behaviour analytics to EV charging optimisation and machine learning.
This approach positions Cubic³ as the AI orchestration layer for software-defined vehicles, bridging operational, financial and environmental data into a unified intelligence ecosystem.
“AI marks a defining moment for FleetWallet³ and the mobility and automotive industries,” said Foley. “Leveraging this technology, FleetWallet³ will become a self-learning platform that evolves with every transaction – predicting needs and connecting services from parking and tolls to EV charging, transforming vehicles into intelligent hubs within a smarter, more sustainable mobility ecosystem.”
